The state pays compensation for personal injuries caused by the use of a car in Quebec and is granted on the basis of a defect-free state. This program is managed by the Quebec Automobile Insurance Corporation (SAAQ). The agreement, which binds all active auto insurers in Quebec, also provides that insurers agree not to exercise their right of transgression among themselves. 10. Under paragraph 4 of paragraph 280 of the Act, a mediator is required to reach a settlement of a dispute within sixty days of the date on which the request for the appointment of a mediator is made. R.R.O. 1990, Reg. 664, 10. In order to simplify and expedite claims resolution while reducing costs, the Automobile Insurance Act (R.S.Q., c. A-25) provides for a direct compensation system for insurers for policyholders. Finally, the Automobile Claims Database provides licensed operating insurers in Quebec with data on all Quebec driver insurance claims. The information in this database allows insurers to verify customer returns when they take new risks.
For more information on this database, visit the Car Claims Database. Quebec City`s current auto insurance program came into effect on March 1, 1978. The Automobile Insurance Act (CQLR, c. A-25) distinguishes between how personal injury and property damage are treated as a result of a car accident and sets the framework for the various parties. This car insurance covers property damage suffered by third parties as a result of the insured`s liability. Since 1978, property damage to an insured`s vehicle as a result of a collision in which the insured is not liable and who is subject to the direct compensation contract is also covered by this guarantee. Such accidents, which constitute almost all of the damage covered by this guarantee, are commonly referred to as “non-error accidents” and are subject to the direct compensation agreement. Finally, this guarantee covers civil liability in cases of bodily harm or property damage outside Quebec. (12) Points 10 (b) and 11) apply to fees that were not paid before October 1, 2003, unless the insured received a disclosure prior to that date relating to the comparison or the alleged transaction under paragraph 2. O.
Reg. 275/03, see 3 (2). This car insurance covers property damage to an insured`s vehicle as a result of a collision for which the insured is responsible. Road and racing accidents are also covered by this warranty, as it is a collision.