In certain circumstances, we may also obtain information about you from other RBC Financial Group affiliates in accordance with that affiliate`s privacy policies. In a statement, a CIBC spokesperson said the agreement “reflects industry best practices and regulatory requirements that protect our clients every day. It is regularly reviewed to ensure that customer protection and guarantees keep pace with the changing banking landscape. “The bank said it could pay [in accordance with its agreement] an electronic transfer to whoever would accept it – as long as they answer the question of security,” Harney said. “The purpose of the notification is not just to send the information. The objective is to ensure that information is received in a correct manner and consistent with what this Agreement is. Daimsis says it took him the longest to get to the top of Scotiabank`s online deal, which was updated last May. “Customers have obligations set out in our agreements, including appropriate measures to protect their debit and credit cards and the secrecy of personal identification numbers and passwords, among other requirements.” For example, the old agreement said that customers are responsible for losses as soon as they “discover” that a bank card or device has been lost, stolen or abused. The new one says they are responsible as soon as they “suspect it.” Daguesis — who has studied hundreds of contracts — spent hours analyzing the deals of the big five banks. “Scotia`s deal is so bad, it`s shocking,” he said.